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Treasury

AI-powered treasury
management

Multi-currency cash management, automated FX hedging, yield optimization, and AI-driven liquidity forecasting. Keep every dollar working around the clock.

Core Capabilities

Your capital, optimized

AI-driven treasury management that operates across currencies, jurisdictions, and time zones. Automated optimization ensures your funds are never idle.

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Multi-Currency Cash Management
Centralized view of all currency positions. Automated sweeping between accounts, real-time FX rates, and intelligent cash pooling across jurisdictions.
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Automated FX Hedging
AI monitors your currency exposure and automatically executes hedging strategies. Forward contracts, options, and swaps -- managed algorithmically.
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Yield Optimization
Park idle cash in the highest-yielding instruments across our network. Money market funds, fixed deposits, and on-chain yield strategies -- automatically allocated.
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Liquidity Forecasting
AI predicts your cash flow 30, 60, and 90 days out. Anticipate funding needs, optimize working capital, and avoid liquidity crunches before they happen.
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AI Treasury Engine

Continuous optimization across currencies, jurisdictions, and yield opportunities. Your capital never sleeps.

24/7 optimization 40+ currencies
OZ Treasury

Gold-backed corporate yield

Park idle corporate cash in gold-backed instruments through OZ Vault. Earn Gold Second-Interest on your treasury reserves while maintaining instant liquidity.

Gold Second-Interest

Your corporate funds earn yield every second, backed by real mining DCF from copper-gold mining reserves. 100% gold-backed, 100% redeemable, second-by-second compounding.

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Gold-Backed Instruments
Park idle cash in OZ gold-backed deposits. Physical gold reserves verified on-chain via ProScan.
Second-by-Second Compounding
Interest accrues every second, not monthly. Transparent on-chain calculation with real-time balance updates.
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Instant Liquidity
Withdraw to fiat or OZ stablecoin at any time. No lock-up periods, no penalties. Your treasury stays liquid.
0.66% — 6.66%
Annualized APY
Backed by Mining DCF

Rates vary based on deposit tier and term selection. Mining DCF backing verified by independent auditors.

Risk Management

See risk before it arrives

AI-driven risk intelligence monitors your treasury positions around the clock. Proactive alerts, concentration analysis, and counterparty monitoring keep your capital safe.

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Cash Flow Prediction

AI analyzes historical patterns, upcoming obligations, and market conditions to predict cash flow with high accuracy. Plan ahead with confidence.

Concentration Risk Alerts

Automatic alerts when exposure to any single currency, jurisdiction, counterparty, or instrument exceeds configurable thresholds. Diversify proactively.

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Counterparty Monitoring

Continuous monitoring of counterparty health using on-chain data, credit signals, and market indicators. Early warning for potential defaults or downgrades.

Get Started

Put your treasury on autopilot

AI-powered cash management, gold-backed yield, and real-time risk monitoring. Activate your Probe Banks treasury suite today.