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Business Banking

Scale globally,
bank locally

AI-native enterprise accounts with multi-jurisdiction access, real-time treasury management, and cross-border settlement powered by ProbeChain.

Core Products

Business Essentials

Everything your enterprise needs to operate across borders, currencies, and regulatory frameworks.

🤖
AI Enterprise Account

Smart onboarding with AI credit scoring, multi-currency treasury, and AI-powered risk management. No legacy paperwork required.

🌍
Multi-Jurisdiction Account

Bank across 15+ sovereign jurisdictions from a single dashboard. Distributed license matrix ensures zero single-point-of-failure.

💳
Corporate Cards

Probe corporate cards with granular spend controls, real-time expense tracking, and gold-backed rewards on every transaction.

🏦
Treasury Management

Automated cash management, FX hedging, and liquidity optimization. AI-driven forecasting keeps your capital working around the clock.

Payments

Cross-border settlement at the speed of light

Move money between jurisdictions instantly via ProbeChain settlement. Our M2M clearing engine handles machine-to-machine payments through the Tidal Protocol, enabling overnight liquidity flows across time zones.

400ms finality 10M concurrent agent txns

Built on BUN (Behavioral Universe Network) for millisecond-level M2M clearing. Tidal Protocol enables stocks pledged during Asian hours to fuel AI agent trading in Western hours.

Payment Flow
📤
Sender initiates
Fiat / OZ / Crypto from any jurisdiction
0ms
ProbeChain validation
PoB consensus + AI risk scoring
~50ms
Settlement finality
StellarSpeed engine confirms block
~400ms
📥
Receiver credited
Funds available in destination currency
Done
Platform

Platform & Solutions

Tools, APIs, and financial products designed for the AI-first enterprise.

Built for builders

A complete financial operating system with analytics, APIs, integrations, and rewards that scale with your business.

  • 📊 Analytics Dashboard — Real-time cash flow, revenue, and risk metrics
  • 🔗 Business APIs — REST + WebSocket endpoints for payments, accounts, FX
  • System Integrations — Connect ERP, accounting, and CRM platforms
  • 🏆 Rewards Program — Gold-backed cashback on business spend
💻
Developer-first

SDKs in Python, Go, TypeScript. Full sandbox environment for testing.

Python Go TypeScript

Built for every AI-era company

Purpose-built financial solutions for the companies shaping the future of intelligence.

🧠
AI Startups

AI-scored credit lines with no traditional financials required. Revenue-based financing, compute cost management, and agent treasury accounts.

🧑
Solopreneurs

One-person company accounts with auto bookkeeping, smart tax calculation, revenue prediction, and instant invoicing in 40+ currencies.

🌐
Web3 Teams

Fiat on/off ramps, token treasury management, payroll in crypto or fiat, and on-chain compliance reporting via ProScan.

🖥
Compute Networks

Millisecond M2M clearing for GPU clusters. Auto-settle compute invoices, manage energy costs, and monetize idle capacity on-chain.

Sharia-compliant banking

Probe Banks offers fully Sharia-compliant financial products built on the Mudarabah (profit-sharing) model. No interest, no speculation -- only real asset-backed, ethical finance.

Core Principles

Mudarabah Model Profit-sharing between the bank and depositor. Returns linked to real economic activity, not fixed interest rates.
No Riba (Interest) All returns are derived from real asset performance -- mining DCF, gold appreciation, and trade finance margins.
Asset-Backed Every financial product is backed by tangible assets: physical gold, mineral reserves, or verified on-chain collateral.
Sharia Board Oversight Independent Sharia advisory board reviews all products. Full compliance audits published on-chain via ProScan.
🕌
Gold Second-Interest

0.66% -- 6.66% annualized, second-by-second compounding. Backed by real mining DCF from copper-gold mining reserves.

0.66% — 6.66% APY
Trade Finance

Global Trade, On Chain

Letters of credit, FX hedging, supply chain financing, and commodity derivatives -- all settled on ProbeChain with gold-backed collateral.

Get Started

Ready to scale?

Open an AI-native business account in minutes. No legacy paperwork, no branch visits. Just intelligent banking that grows with you.