GOLD PLAN

Unlock golden benefits

Elevate your banking with a physical gold card, enhanced AI credit scoring, and access to the OZ Vault. Gold-tier banking designed for the ambitious.

$9.99 /month

Cancel anytime. No long-term commitment.

WHAT'S INCLUDED

Everything in Gold

Includes everything in Standard, plus:

✓ Gold physical card — 1% cashback on all purchases, premium metal finish with contactless NFC
✓ 1.666% Gold Second-Interest APY — enhanced yield with second-by-second compounding on gold holdings
✓ Enhanced AI credit scoring — deeper analysis with revenue prediction and on-chain history verification
✓ 3 jurisdictions — bank across three sovereign territories for geographic diversification
✓ Priority support — faster response times with dedicated email and chat channels
✓ OZ Vault access — store and manage gold-backed assets in the distributed custody network

YOUR GOLD CARD

GOLD EXCLUSIVE

OZ Vault Access

Store gold-backed digital assets in the OZ Vault distributed custody network. Verifiable proof of reserves on-chain with multi-jurisdiction storage.

1% Cashback

Earn 1% cashback on every purchase made with your Gold card. Rewards settle instantly in OZ stablecoin or your preferred currency.

1.666% APY

Earn 1.666% annualized yield through Gold Second-Interest. Compounded every second, backed by real mining revenue and physical gold reserves.

Upgrade to Gold and unlock premium banking features, a physical gold card, and higher yields. Start today for $9.99/month.